Risk Insurance
Most employment tribunal cases are not lost on intent. They are lost on process, training, and evidence gaps.
A single grievance, disciplinary error, or harassment claim can cost £15,000-£80,000, consume months of leadership time, and expose directors personally.
Policies alone are not protection. You must be able to prove you took reasonable steps.
Risk Management
It is structured employment risk protection for UK employers.
Prevent incidents through mandatory compliance training
Protect your business with practical HR/legal guidance
Prove you did the right thing with audit–ready evidence
Most growing businesses:
Tribunals and insurers increasingly expect evidence of:
If you cannot demonstrate this, you are vulnerable – even if your intentions were fair.
15-20 minutes to assess your exposure and determine the right level of protection.
Mandatory compliance elearning for all staff, including:
Early intervention reduces escalation and severity. Tiered HR and legal guidance when issues arise:
When challenged, you can demonstrate reasonable steps were taken. Audit-ready evidence when you need it:
Put prevention, protection, and proof in place – now.
Many SMEs already pay for:
These are reactive. Employment Risk Cover™ is the prevention and evidence layer that helps those products stand up when needed.
It supports:
We provide training, structured guidance, and compliance evidence designed to reduce employment-related disputes and improve defensibility.
If you manage people, you carry employment risk.
Pricing
Our individual products can be sold separately or together for ultimate protection.
per year
Baseline employment risk protection
per year
Growing businesses without in–house HR
per year
Higher–risk sectors or complex teams
HRoes Employment Risk Cover™ is not insurance, does not provide indemnity, and does not pay claims or legal damages.
It is a risk-mitigation and compliance-evidence solution designed to help reduce the likelihood of employment disputes and improve defensibility if a claim arises.
Many clients use HRoes alongside legal expenses or employment liability insurance to strengthen their overall protection.
You are investing in structured employment risk protection that includes:
The goal is to help you prevent issues, respond correctly, and prove reasonable steps were taken.
Insurance is reactive. It responds after something has gone wrong (subject to policy terms and limits).
Employment Risk Cover™ is the prevention and evidence layer that supports those policies by:
It complements insurance – it does not replace it.
No service can guarantee legal outcomes.
What HRoes does is help you demonstrate that:
Many employment disputes are lost due to procedural or evidence gaps. Our role is to reduce those gaps.
In employment law, employers are often required to show they took reasonable steps to prevent issues such as harassment, discrimination, or procedural unfairness.
This typically includes:
Employment Risk Cover™ is structured around helping you demonstrate those steps clearly.
Essential Cover includes:
It provides the structured foundation for defensible employment practices.
Enhanced or Complete Cover may be appropriate if:
These tiers provide active HR/legal guidance in addition to prevention and evidence.
Typically UK Businesses with:
It is particularly relevant for care, hospitality, construction, retail, education, logistics, and other people-intensive sectors.
The HR software platform is included to manage training and evidence. Employment Risk Cover™ is the structured protection model – the platform simply supports it.
Many businesses have policies.
Fewer can evidence:
Employment Risk Cover™ focuses on structured, auditable compliance – not just documents sitting in a folder.
Employment Risk Cover™ is typically structured as an annual subscription.
This supports:
